Volume 2 - Issue 1, January - February 2026

Effective personal financial management requires financial literacy, particularly for working adults who manage several financial obligations and receive a steady paycheck. The purpose of this study is to investigate how financial literacy affects employees' personal budgeting habits. The goal of the study is to determine how budgeting behavior is influenced by an awareness of financial concepts including interest rates, inflation, savings, investments, and spending control. A standardized questionnaire was used to gather primary data from workers in various industries.

DrK.Mahendran, Ms.Keerthy P,"A Study On The Impact Of Financial Literacy On Personal Budgeting Among Corporate Employees – Saravanampatti, Coimbatore" International Journal of Advanced Multidisciplinary Research and Educational Development, V2(1): Page(1464-1466) Jan-Feb 2026. ISSN: 3107-6513. www.ijamred.com. Published by Scientific and Academic Research Publishing.