Volume 2 - Issue 3, May - June 2026

Finance management is an essential aspect in modern times when everybody performs different types of finance-related transactions every day using computers and mobile devices. However, many people lack relevant knowledge and instruments needed for the proper finance management and do not have enough information about personal spending and income. In this regard, the paper offers Machine Learning-based Personal Finance Advisor. The system will collect information regarding the user's spending and income and then apply various machine learning algorithms for the prediction and analysis of user financial performance. As a result, users can be provided with suggestions concerning appropriate budgeting and expense predictions, which will be useful in performing various finance-related activities. Thus, the system will significantly reduce dependence on human financial advisors, as well as enable users to make informed decisions regarding personal finance management.

Subashri A, Sharon Joy C, Selva Nandhini S, Sathya M, "Personal Finance Advisor Using ML" International Journal of Advanced Multidisciplinary Research and Educational Development, V2(3): Page(112-114) May-June 2026. ISSN: 3107-6513. www.ijamred.com. Published by Scientific and Academic Research Publishing.